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Additional options

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Comprehensive

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Third party, Fire and Theft

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Third party only

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Get in touch

For sales , call 0860 328 328 (option 2) or email fnbibsales@fnb.co.za

For claims , call 0860 328 328 (option 4) or email inbclaims@fnb.co.za

For policy administration , call 0860 328 328 (option 5) or email fnbinsurancebrokers@fnb.co.za

For complaints or compliments , call 087 736 0816 or email Mandy.rajcoomar@fnb.co.za

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Comprehensive Cover

This insurance option covers the contents of your home against loss or damage due to:

  • Fire, lightning and explosions.
  • Theft or attempted theft which causes loss or damage to your goods, following forcible and violent entry to (or exit from) your premises.
  • Loss or damage caused by water systems failure, including burst, leaking or overflowing geysers, water supply tanks, cisterns and water pipes.
  • Impact by animals, vehicles, falling trees or parts of trees, aircraft or articles dropped from above.
  • Loss or damage caused by deliberate or wilful acts.
  • Natural disasters including storm, wind, flood, hail, snow or earthquake damage.

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Limited Cover

The Limited Cover insurance option includes all the same benefits as Comprehensive Cover, except theft cover, and is therefore charged at a lower premium.

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Benefits

  • Affordable premiums
  • Fixed excess
    You will know exactly how much you will have to pay, regardless of the value of your claim. You can choose a lower fixed excess with a higher premium or a higher excess with a lower premium.
  • Excess waiver
    The excess on the first claim made after three claim-free years will be waived (you won't need to pay an excess). This option is available to customers who have chosen the lowest excess option.
  • Retrenchment premium waiver
    If you are retrenched, your insurance premiums will be paid for up to six months.
  • Free road and home assistance
    For any home or roadside emergencies.
  • Free road protect membership
  • Optional benefits
    Car Hire, Credit Shortfall, Specified (Named) Driver, Trauma, Keys & Locks and Emergency Hotel Expenses

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Qualifying Criteria

  1. Minimum security requirements

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Documents needed

  • South African ID book/card
  • Proof of residence (in your name, not older than 3 months)
  

FNB Insurance Brokers, a business unit of FNB Business, a division of FirstRand Bank Limited.

An authorised financial services and credit provider (NCRCP20)

Registration No: 1929/001225/06 FSP Licence No: 20081

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Tailored to your needs

  • Theft of personal belongings
  • Any costs arising from damages caused by a failed theft incident or attempt
  • Loss of personal belongings as a result of a burglary with visible signs of forced entry
  • Damage to personal belongings as a result of natural disasters (e.g. fire, lightning and explosions)
  • Malicious damage to personal belongings
  • Power surges which cause damage to electronic appliances
  • Accidental damage to home contents
  • Cover for visitors and domestic employees' assets
  • Money and personal documents
  • Contents of refrigerator and freezers
  • Accidental damage to mirror and glass
  • Alternative accommodation in the event of you not being able to live in the home, whilst repairs are being done
  • Storage cost of content after damage
  • Household goods in transit
  • Garden furniture, tools and other equipment utilised outside

Home Contents Insurance

Covers all items inside your house

Home Contents Insurance or Household Cover, as it is also known as, covers all your personal items inside your house.

What we cover

Tailored to your needs

Benefits

Benefits to bank on

In the event of a guest or domestic worker injury in your house, your policy will cover you if you are sued as a result.

Your policy also includes trauma treatment after a severe event, such as an armed robbery.

What it costs

Affordable premiums

As with any form of insurance, there are many factors that impact your risk profile and consequently, your premium.

Speak to one of our friendly agents by dialling 0860 328 328 (option 2) and they will provide you with a quote.

Home insurance

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Qualifying criteria

Documents needed

 

Get in touch

Visit your nearest FNB branch

Terms and conditions apply
FNB Business, a business unit of First National Bank - a division of FirstRand Bank Ltd t/a FNB Insurance Brokers.
An authorised Financial Services and Credit Provider (NCRCP20) Registration No: 1929/001225/06 FSP Licence No: 20081

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).