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Advice-led Investment

Our Wealth Advisory team will get a thorough understanding of your financial affairs, family situation and estate structures. We then bring these elements together in a comprehensive wealth management plan, ensuring your investment portfolio is considered alongside your estate planning, tax and lending structures.
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Wealth and investment management

We are experts in navigating the complexities of today's financial world. Our approach to wealth management centres on a firm understanding of your objectives and needs to ensure that your wealth works for you and your family.
Our wealth advisory services
We will integrate all your financial affairs into a comprehensive wealth management plan, with your investment portfolio always viewed in consultation with your estate planning, tax and lending structures.
Portfolio management
Portfolio management
We help you create a direct equity portfolio that is personalised to your investment profile. Based on your wealth strategy and how much of an active role you would like to play, we are able to structure your portfolio accordingly.
Succession and estate planning
Succession and estate planning
Our Fiduciary specialists use their legal and tax planning skills to design and implement an estate plan that will not only ensure that you and your loved ones derive maximum benefit from your assets during your lifetime, but which will also provide for the effective transfer of wealth to the next generation.
Stockbroking
Stockbroking
Our stockbroking options allow you to choose an investment approach, and level of engagement that you are most comfortable with.

Global wealth solutions

Access FNB Channel Islands banking, foreign exchange solutions, global portfolio investment and stockbroking, offshore trusts, and Global Account services.
FNB Channel Islands (bank and save globally)
Whether you require offshore diversification, need to save in hard currencies, or make and receive ongoing payments internationally, FNB Channel Islands, FirstRand Bank's Guernsey-based branch, offers a range of transactional and savings accounts with attractive interest rates, in varying terms to match your specific needs.
Foreign exchange
Bring the world closer with our foreign exchange solutions. Our services are designed to meet you and your business's international banking needs. Whether you are travelling, sending or receiving money globally, managing imports and exports or foreign investments, our team of experts are equipped to help you.

Payment solutions

Global Payments and Receipts
When it comes to sending money globally or receiving it from abroad, we take the complexity out of foreign exchange. Our simple and straightforward processes are reliable, convenient and secure:
  • Transact and manage your Global Payments and Receipts via Online Banking and the FNB App. Save beneficiaries, upload documents and view payment history online, making it easier for you to transact anywhere, anytime.
  • Earn eBucks on your transaction charges when you send or receive foreign currency payments online or via the FNB App, or when receiving foreign currency payments regularly by authorising RMB to convert these funds on your behalf with a Standing Instruction.

PayPal
PayPal is a safe and easy way to send money and make global payments online without needing a credit card or sharing your financial information. Join the more than 295 million active customers worldwide who use PayPal to send money or to pay for goods and services. You can also receive money from abroad. Once you have set up your PayPal account, you can transfer funds or withdraw funds from your PayPal account directly to your FNB account.

MoneyGram
MoneyGram is a worldwide money transfer service that lets you do cross-border, person-to-person payments conveniently and within minutes to over 350,000 MoneyGram outlets in over 200 countries. You can also receive money at any FNB branch, ATM or via cellphone banking.

Travel solutions
Whether you're travelling for business or pleasure, or both, our range of solutions take care of all your travel needs:
  • Reduce the risk of carrying cash with the Multi-currency Cash Passport™, a prepaid travel card that allows you to load four currencies onto one card. Use it to pay for goods and services or withdraw cash at ATMs displaying the Mastercard acceptance mark.
  • For the smaller expenses on your trip you can always take some cash in the currency of the country you are travelling. Get foreign notes in all major currencies and choose the denominations you prefer.
  • Use the convenience of online banking and the FNB App to pay in advance for car hire, cruises, accommodation and entertainment.
  • Transfer travel funds to your offshore bank account within 60 days of your trip.

Have your foreign notes and cash passport delivered directly to you at no extra charge when you order online.

Please note
  • Foreign currency for travel purposes may not be bought more than 60 days before your departure.
  • We can assist with omnibus facilities of up to R20 million per calendar year to firms and companies for allocation to representatives who travel abroad regularly.
  • eBucks earned on Global Payment and Global Receipt transactions are subject to standard eBucks Reward earn rules. For more information, visit the eBucks website.
  • Not for businesses, only for individual use.

Terms and conditions apply.
Global portfolio investment and stockbroking (global platform)
Through our wealth management team and our international portfolio capability, we will give you access to a range of equity, multi-asset and emerging market funds to meet your needs and risk profile.
Offshore trusts
Structure for continuity - we provide the most efficient structuring for your and your future generations through FNB International Trustees Limited in Guernsey. Our Fiduciary Specialists will analyse your needs, guide you through the process of establishing the structure and provide ongoing support.
Global Account
With the Global Account, your foreign currency account with FirstRand, you can use your foreign investment allowance to diversify your savings portfolio and/or use your single discretionary allowance to save towards your future international travel in foreign currency. Open your Global Account online in 3 minutes then process Global Transfers and payments all online from start to finish.
Qualifying criteria
Earn an income of R1.5m or more per year to qualify
Required documents
South African green ID book or smart ID card/valid South African passport (SA resident)
Passport with valid work/retirement permit (non-SA resident)
Proof of residence (in your name, and not older than 3 months)
Latest payslip or last three months' bank statements (for overdraft applications only)
Advice-led Investment
Get in touch with our Wealth Advisory team.
How to get in touch