Our lending solutions
Create more wealth opportunities through our specialist lending solutions.
Tailored
Get finance to purchase your dream home and maximise returns on your investment with a choice of fixed or variable interest rates and a loan period of up to 20 years.
Property valuations
Complimentary property valuations conducted by the bank or via nav» Home in the FNB App.
Flexi Option
Flexibility through our Flexi Option that gives you access to additional funds in your home loan account via online banking or FNB App 24 hours a day or directly with your private advisor.
Notifications
Complimentary SMS and email notifications of flexi transactions on your Home Loan account.
eBucks rewards
You can get up to 50% back in eBucks (capped at 61 000 eBucks) on your first Home Loan repayment.
Building loan
A simplified lending process when it comes to designing or renovating your home the way you want.
Interest rates
A choice of fixed or variable interest rates.
Property valuations
Complimentary property valuations conducted by the bank or via nav» Home in the FNB App.
Flexi Option
Flexibility through our Flexi Option - that gives you access to additional funds in your home loan account through the FNB Online Banking or FNB App 24 hours a day or speak to your Private Banker.
Notifications
Complimentary SMS and email notifications of flexi transactions on your Home Loan account.
eBucks rewards
You can get 50%* back in eBucks (capped at 61 000 eBucks) on your first Home Loan repayment.
Single Facility®
More convenience and ease of use than managing multiple home loans.
Immediate access
It provides you with immediate access to available funds including, one customised interest rate as an added benefit when you deposit your income into this account.
Mixed collateral
The ability to use mixed collateral - borrowing against your property combined with other assets.
Interest rates
A choice of interest rates - fixed, variable or tiered.
Structure loan
A structure loan provides secured finance for larger property acquisitions and investments. It offers you access for other opportunities by letting you borrow against mixed collateral, which could include a combination of cash, shares, other instruments, and property.
Mixed collateral
The ability to used mixed collateral - borrowing against your property combined with other assets.
Movable assets
Movable assets that can be used as collateral including cash, listed shares, unit trusts and local cash investments.
Repayment options
Multiple repayment options - including regular amortising, nonamortising, interest roll-up, interest only or a combination.
Interest rates
A choice of interest rates - fixed, variable or tiered.
Commercial Property Finance
Diversify and grow your property portfolio.
Expert advice
Expert advice from our team of specialists who will structure the most efficient option for your needs.
Simple process
A simple and smooth process with experts available to help you navigate the complexities.
Preference Share Funding
Grow and diversify your investment portfolio and get additional cash flow to further help manage your company.
Preferential rates
Acquiring listed shares at preferential noncompounding rates lower than those on a loan.
Increased portfolio
An increased investment portfolio.
Enhanced convenience
Your existing portfolio together with the newly acquired shares may serve as the security for the funding.
Personalised facility
A personalised facility size - which is determined by the market value, diversity and debt serviceability of your portfolio, together with your credit profile.
Speak to your advisor
Contact your private advisor to find out more, as Preference Share Funding is only offered in specific circumstances.
Securities-based Lending
Access funds using your share investment portfolio as security.
Quick access
Giving you quick access to funds.
Portfolio as security
Using your share investment portfolio as security - which needs to remain intact - trading will not be permitted without the bank's written consent.
Pricing options
Offering your choice when it comes to various pricing options and repayment schedules.
Further funding
Providing potential access to further funding during the course of the loan, depending on the repayment options you select.
