FNB Premier Credit Card

Bank with more value and convenience. Uncover exclusive lifestyle rewards, world-class banking solutions and 24/7 access to a team of dedicated premier bankers. Get a bundle account at no cost to you.

Required income

R300,000-R749,999

Monthly fee

R125

Apply now

What you get

Interest-free purchases

Enjoy up to 55 days interest-free on purchases made on your straight facility. Plus get 1 additional card at no extra cost. Pay an initiation fee up to R210.

FNB Purchase Protect

Cover for physical items purchased using your FNB Premier Virtual Credit Card up to R10,000 per claim for 30 days from date of purchase.

Automatic debt protection

Automatic debt protection of up to R10,000 in the event of death or permanent disability with the option to top-up cover.

Earn up to 40% back in eBucks

Purchase new devices and appliances from iStore or Hirsch's through the eBucks Partner Shop on the App and opt-in to earn up to 40% back in eBucks on your monthly premium when repaying the item through your Credit Card budget facility.

Up to 80% off flights

Enjoy up to 80% off selected domestic flights with eBucks Travel and FNB Short Term Insurance when you book on the FNB App. Your discount now applies to the full ticket price, including taxes and surcharges.

FNB virtual card

For a safe, secure, and convenient alternative to in-store payments that doesn't require cash or a physical card, you can use your FNB virtual card for Tap to Pay, Scan to Pay and all partner wallet transactions.

Bank with all the benefits

Rewarding travel benefits

Get up to 8 complimentary SLOW Lounge visits and up to 80% off selected flights (based on your reward level) with no charge for Global Travel Insurance.

Exclusive deals

Pay a competitive interest rate when you purchase or take up any special offers at any of our partners.

Get covered

Automatic Debt Protection of up to R10,000 in the event of death or permanent disability with the option to top up cover.

What it costs

Monthly account fee: R125 p.m.
1 additional card at no extra cost
Initiation fee: up to R210

Complimentary Global Travel Insurance

Buy your return travel ticket(s) with a qualifying FNB Debit, FNB Fusion or Credit Card or eBucks. Global Travel Insurance is available to FNB Debit, FNB Fusion or credit cardholders, below the age of 75 and credit card holders, who have not yet turned 75 who are residents of any of the below countries: South Africa, Lesotho, Namibia, and eSwatini. If you are over 74, FNB provides a special type of insurance to suit your needs. Contact the Global Travel Insurance Helpdesk on 086 1490 100 for more information. Ensure that you travel with your Global Travel Insurance Policy and Schedule of Benefits. You will require a policy number to claim. Activate your cover before departure on www.tic.co.za/fnb.

How to get these exclusive deals

At iStore, The Pro Shop or Cycle Lab, inform the cashier to put the transaction on the FNB budget plan and select the term.
FNB will transfer the purchase to the budget facility at a competitive interest rate.
The transfer may take up to 3 to 5 working days to go through. In the meantime, you will be charged your normal personalised interest rate.
Apple devices are also available via istore.co.za (select the device, select 'Buy on FNB' and follow the steps). Find out more on www.istore.co.za/FNB.
PlayStation consoles, games and accessories are available on KOODOO.CO.ZA.
You must have a limit available to cover the total amount of the purchase price and your balance will reduce by the full amount.
Prefunding your credit card for the purchase will not qualify the transaction for the budget plan promotional rate, specifically if the limit does not cover the purchase amount. Prefunding means the purchase was not done on credit but with your own funds.

Automatic Debt Protection amounts by product

Automatic Debt Protection covers you for the amount specified below in the event of your death or permanent disability:

FNB Petro Card (Standalone)
Premium: No charge
Specified maximum amount: R1 000

FNB Aspire Credit Card
Premium: No charge
Specified maximum amount: R5 000

FNB Premier Credit Card
Premium: No charge
Specified maximum amount: R10 000

FNB Private Clients Credit Card
Premium: No charge
Specified maximum amount: R12 000

FNB Private Wealth Credit Card
Premium: No charge
Specified maximum amount: R15 000

Auto payment solution

The auto payment solution uses a built-in calculator which deducts any pre-payments from the debit order amount. On the payment due date, your amount payable (as per the payment option you have selected) will automatically be deducted from your bank account and your credit card will be credited subject to one day 'uncleared effects'.

Create and pay with your own virtual card

A faster, safer and more secure way to pay for online and in-store purchases wherever you are in the world. Our CVV number changes regularly. Create, cancel or temporarily block your card at any time and earn eBucks while you spend. Virtual cards can also be used for FNB Pay, Scan to Pay and all partner wallet transactions, including Apple Pay, Google Pay, Samsung Pay, Garmin Pay, and SwatchPAY!, without a physical card.

Virtual card FAQs

More rewards. More value.

Maximise the value of your FNB Credit Card by exploring the range of amazing benefits and perks it offers - all designed to enhance your financial well-being and make your life easier.

FNB Fusion Premier

Choose FNB Fusion Premier and get more value for you and your family, with access to a credit facility at a single monthly account fee.

Monthly fee

R260 p.m.

Apply now

Bank effortlessly

Apply for your FNB Premier Credit Card and enjoy exclusive rewards, world-class banking solutions and dedicated premier banking support.

Qualifying criteria

•You need to earn between R300,000 to R749,999

Required documents

•Copy of your recent payslip

•Three months' bank statements

•South African ID book/card

•Proof of residence

Premier Credit Card

How to apply

Apply now

Terms & conditions Pricing guide

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