Revolving Facility

Manage your money with a flexible credit facility that can transfer up to R450,000 of your available funds into your transactional account when needed.

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All-in-one value

Flexible repayments

Choose the variable payment option and only repay what you use, helping you to budget better, or opt for the fixed payment option and pay off your outstanding balance quicker.

Manage your money

Transfer available credit to your transactional account so that you can swipe, tap, scan to pay or purchase online.

Shortfall Protection

Shortfall Protection automatically transfers available funds from your Revolving Facility to your linked FNB transactional account if the account becomes overdrawn (negative balance). Ensure you are opted in to access this benefit.

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Debt protection

Covers your outstanding debt in the event of your death, disability or retrenchment.

DebiCheck

A DebiCheck debit order is a debit order that you confirm electronically on a once-off basis (at the start of your contract).

Earn more eBucks

Have a Revolving Facility with a qualifying minimum limit*, maintain an average monthly utilisation of at least 50%, take up the Debt Protection Plan and you could earn up to 1500 points. *Minimum limit varies as per your current account type.

Qualifying criteria

•FNB customer with an active FNB Transactional Account

•Be 18 years and older

•Be a South African citizen

•Pass affordability and credit scoring assessment

Required documents

•Green barcoded South African ID/smart ID Card

•Latest 3 months' statements/3 months' payslips

•Proof of residence

Apply for a Revolving Facility

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*Minimum limit varies as per your current account type.