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FNBy Islamic Transact Account

An account for smart youth. For youth younger than 18 years.
Monthly fee
R0
Get started
Beach family
What you get
Prepare for a financially wise future.
A yCard icon
A yCard
Access to a variety of tailored benefits and features linked to your yCard
Complimentary  banking icon
Complimentary banking
Access to online banking and the FNB App
Unlimited electronic payments icon
Unlimited electronic payments
Unlimited internal (FNB to FNB) debit orders, electronic payments and transfers
Unlimited card swipes icon
Unlimited card swipes
Swipe as much as you want at no extra cost
Monthly profit share icon
Monthly profit share
Your FNBy Islamic Account earns a monthly profit share
FNB Connect rewards icon
FNB Connect rewards
Get rewarded with unlimited* WhatsApp messaging and 35 voice minutes every month on all your FNB Connect SIMs at no extra cost
Hotel room

Prepare for a financially wise future

FNBy Islamic Transact Account offers the convenience of having all of your banking in one place. A single transactional account to take care of all of your banking needs, access to benefits and so much more. The FNBy Islamic Transactional Account is a fully transactional account that is opened and linked to a parent account.

There are no monthly account fees for the account and it can be used in the same way as any other FNB Islamic accounts.

With no minimum balance and a huge range of free functionality, banking has never been easier or more worth while: Unlimited electronic payments and transfers, pay zero cash deposit fees for ATM and in-branch cash deposits of up to R500 per month, receive alerts through text messages and emails when a transaction is made via inContact, and be eligible for monthly profit share
FNBy Islamic Card
You gain access to a variety of tailored benefits and features linked to your yCard.
Your yCard
Your yCard
Card delivery and activation, Contactless Card feature, Online Shopping, use your card abroad.
yCard security
yCard security
Online Secure, Lost Card Protection, Card safety (PIN & Limits), Contactless card security.
yCard benefits
yCard benefits
Unlimited swipes at no extra cost. Use your debit card for all your online and everyday purchases.
Simple account management
It's easy, secure and subscription is FREE. Manage your accounts on the go, wherever, whenever you want with any of our digital banking platforms!
FNB App
FNB App
Access at your fingertips. Bank on the go safely and securely with the FNB App.
ATMs
ATMs
Locate FNB ATMs countrywide. Get access to cash whenever you need it.
Branches
Branches
Locate FNB branches countrywide.

Contactless Card & Security

Is contactless card secure?
Yes, Contactless card payments are processed like other bank cards.
Could I unknowingly make a purchase if I walk past a payment terminal that can read Contactless Cards?
No. The Contactless card is designed to ensure that the card holder is always in control. The cashier must first enter the purchase amount; you must then hold your card in very close proximity to the card reader (within 4cm) in order for the transaction to take place. Pay points or tills can only process one payment transaction at a time, ensuring that no duplicate payments can take place.
Is there any chance that payments may be taken twice from my account?
No. Contactless card readers are only able to process one transaction at a time.
What should I do if my contactless card is lost or stolen?
If your contactless card is lost or stolen, go to the FNB App ATM or Branch to cancel the card. In the case of fraud, report the card to the bank within 24 hours.
FNBy Islamic Transact Account
A fully transactional Islamic banking account for youth under 18, opened and linked to a parent account.
FNB App
Online Banking
ATM
Card
Qualifying criteria
Must be a South African citizen
Clients must be younger than 18 years
Parents are required to be registered for Online Banking
Parent/guardian needs to accompany the child
Required documents
A copy of a parent's valid South African Identity Document
The child's unabridged or abridged birth certificate or a valid South African Identity Document
Proof of residence (in your name, not older than 3 months)
Proof of residence (not older than 3 months) and a signed declaration of proof of residence per child
How to apply
Open your FNBy Islamic Transact Account today.
Get started
Need to know more or want to start the process? Let us call you back.
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We will contact you within 2 working days (Monday to Friday). Your reference number is .

To follow up on this query, please contact us on 087 736 2247
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